API Banking

API Banking

API Banking: The faster, safer, and easier way to bank online.
FidyPay is an API Banking Solutions company in India providing innovative API Banking services for users in
the Fintech Industry to transact online. We have an excellent team of engineers who are always ready to
serve you with their technical expertise at our API Banking portal.
An excellent banking tool, API banking makes banking online a cake walk through your site. Just integrate
the system in your backend ERP and start making balance queriers, transferring funds, and carry out other
banking functions from our platform!

API Banking Meaning

API (Application Programming Interface) Banking refers to a set of tools, protocols, and routines that
connects banks and other financial institutions with a third-party API Banking platform such as FidyPay.

With API Banking India, our business clients can generally perform banking functions within their backend
ERP, including:

  • Transferring funds through RTGS, NEFT, or IMPS.
  • Adding beneficiaries
  • Balance enquiries
  • Checking transaction history
  • Validating accounts
  • Automating transfers

How Does API Banking Work?

Banks allow secured and very limited access of their banking system to a third-party API Banking Services
company like FidyPay. So, it’s not possible to execute banking operations like balance queries, money
transfers, and account validation to their fullest. API Banking works like:

  • The bank opens its core banking systems for FidyPay
  • FidyPay integrates the open banking APIs to connect with the bank’s core
    banking system
  • FidyPay requests API calls to get access to the required information from
    the bank’s servers and execute the needed operations

FidyPay offers a fast and convenient API Banking platform for performing banking operations for
transactions, along with other API Banking examples and use cases. Financial service providers and
businesses may easily integrate a single FidyPay API to access numerous banking APIs.

Currently, we are an API Banking Solutions company in India working with Yes Bank, HDFC Bank, Axis Bank,
SBI Bank, and ICICI Bank, and we are expanding our banking partners with each passing day.

Some of our best features include:

  • Instant Banking Transactions 24/7.
  • Automated Banking Functions in Minutes.
  • Seamless Check-in and Checkout.
  • Quick System for Instant Transactions.

With the FidyPay API, you can build a customized interface for your customers to carry out banking
functions online in real-time, 24/7. At our API Banking portal, we handle all the back-end security and
maintenance so you only need to focus on your customers’ experience. Register today!

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